In This Article
If you were injured as a passenger in a Nevada crash, you are in one of the strongest positions an injury claimant can be in: passengers are almost never at fault for a collision. Yet many injured passengers hesitate to pursue claims, especially when a friend or family member was driving. Understanding your rights helps.
Passengers Are Rarely to Blame
Because a passenger does not control the vehicle, the comparative negligence arguments insurers use against drivers seldom apply. This usually makes a passenger's claim more straightforward, with the main questions being which driver was at fault and which insurance applies.
Multiple Policies May Cover You
As a passenger, you may have claims against the at-fault driver in any involved vehicle, including the one you were riding in. You might also be covered by your own UM/UIM policy. Several policies can potentially contribute to your recovery, expanding the funds available.
Claims Against a Friend or Relative
Many passengers feel uncomfortable pursuing a claim when a loved one was driving. In reality, the claim is against that driver's insurance, not their personal finances — which is exactly what the coverage exists for. Pursuing it need not strain the relationship.
Protecting a Passenger's Claim
Documenting the crash and your injuries and identifying all involved vehicles and policies sets up the strongest claim. A free review can help an injured passenger understand the multiple avenues that may be available for compensation.